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Tuesday, October 30, 2012
Friday, October 26, 2012
Why Should I Buy Instead of Rent?
The following article was found on HUD's Website (Click Here). The information below is extremely beneficial for those of you who are looking to purchase your first home.
If you have any questions, please feel free to visit my website at www.caliberfunding.com/scox.
If you have any questions, please feel free to visit my website at www.caliberfunding.com/scox.
- Why should I buy, instead of rent?
- Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.
- What are "HUD homes," and are they a good deal?
- Answer: HUD homes can be a very good deal. When someone with a HUD insured mortgage can't meet the payments, the lender forecloses on the home; HUD pays the lender what is owed; and HUD takes ownership of the home. Then we sell it at market value as quickly as possible. Read all about buying a HUD home. Check our listings of HUD homes and homes being sold by other federal agencies.
Welcome to The Daily Mortgage Muse: A Sarah Cox Mortgage Blog
It is my pleasure to be a part of the Caliber Funding team. With over 10 years of mortgage experience and bilingual expertise (English and Spanish) my goal and objective is to be your “Mortgage Loan Consultant for life” by committing to provide exceptional service and dedication you deserve. I understand that each individual's needs are unique and require exceptional attention to detail and communication. My clients can be confident when contacting me knowing my commitment is to provide the highest level of service, low interest rates and closing costs and ensuring we meet your closing date. Whether you're purchasing your first home or refinancing your current residence, contact me today for a no obligation consultation.
Sarah (Hernandez) Cox was born and raised in Tucson, Arizona. Sarah and her husband, Coy, met at their church’s youth group in 1999 when she and her family move to the Fort Worth, Texas. Married in 2010, they happily reside in Fort Worth with their 3 rescue dogs, Connor, Murphy and Jovie. When they aren't working or sampling the menu for the newest restaurant in town, they enjoy playing board games and watching movies with their friends, spending time with their family, and volunteering with their church’s music ministry and youth group.
Apply Online Today!
www.caliberfunding.com/scox
¡BIENVENIDO!
Me es un placer formar parte de la compania "Caliber Funding". Con mas de diez anos de experiencia en hipotecas; y por cierto bilingue (ingles y espanol), mi unico proposito es con el fin de ser su Consejera de prestamos hipotecarios.
Mi compromiso es en proporcionarle, un servicio de calidad que usted se merecen. Entiendo que las necesidades de cada individuo son unicas y que estas requieren de una especial atencion, al detalle y con una comunicacion abierta.
Mis clientes pueden tener la seguridad de que al contactarme, mi compromiso es que sus tasas de interes sean lo mas bajas posible y tambien los costos de cierre de contrato, y es mas, garantizarles que la fecha de cierro se lleve a cabo exctamente como quedamos.
Si usted(des) esta por comprar su primera casa o refinanciar la que ya tiene(nen), espero me contacten para una consulta sin ninguna obligacion.
Sarah Elena Hernandez, ahora de Cox, naci y creci en la ciudad de Tucson, Arizona. Fue en al ano de 1999, cuando nos mudamos de Arizona, a Ft. Worth, Texas,en ese mismo ano conoci al que ahora es mi esposo Coy Cox, precisamente en el grupo de jovenes de su iglesia.
Contraje matrimonio en el mes de agosto del ano 2010, viviendo felizmente. Nuestra residencia esta en Ft. Worth, criando a mis perros: Connor,Murphy y Jovie. Cuando no estamos trabajando o visitando los restaurantes mas nuevos de la ciudad , entonces disfrutamos juegos de mesa, peliculas con amigos, pasar tiempo con nuestros familiares, y nos damos de voluntarios en el ministerio de la musica a la iglesia a la que asistimos con el grupo de jovenes.
Applica hoy!
www.caliberfunding.com/scox
Sarah (Hernandez) Cox was born and raised in Tucson, Arizona. Sarah and her husband, Coy, met at their church’s youth group in 1999 when she and her family move to the Fort Worth, Texas. Married in 2010, they happily reside in Fort Worth with their 3 rescue dogs, Connor, Murphy and Jovie. When they aren't working or sampling the menu for the newest restaurant in town, they enjoy playing board games and watching movies with their friends, spending time with their family, and volunteering with their church’s music ministry and youth group.
Apply Online Today!
www.caliberfunding.com/scox
¡BIENVENIDO!
Me es un placer formar parte de la compania "Caliber Funding". Con mas de diez anos de experiencia en hipotecas; y por cierto bilingue (ingles y espanol), mi unico proposito es con el fin de ser su Consejera de prestamos hipotecarios.
Mi compromiso es en proporcionarle, un servicio de calidad que usted se merecen. Entiendo que las necesidades de cada individuo son unicas y que estas requieren de una especial atencion, al detalle y con una comunicacion abierta.
Mis clientes pueden tener la seguridad de que al contactarme, mi compromiso es que sus tasas de interes sean lo mas bajas posible y tambien los costos de cierre de contrato, y es mas, garantizarles que la fecha de cierro se lleve a cabo exctamente como quedamos.
Si usted(des) esta por comprar su primera casa o refinanciar la que ya tiene(nen), espero me contacten para una consulta sin ninguna obligacion.
Sarah Elena Hernandez, ahora de Cox, naci y creci en la ciudad de Tucson, Arizona. Fue en al ano de 1999, cuando nos mudamos de Arizona, a Ft. Worth, Texas,en ese mismo ano conoci al que ahora es mi esposo Coy Cox, precisamente en el grupo de jovenes de su iglesia.
Contraje matrimonio en el mes de agosto del ano 2010, viviendo felizmente. Nuestra residencia esta en Ft. Worth, criando a mis perros: Connor,Murphy y Jovie. Cuando no estamos trabajando o visitando los restaurantes mas nuevos de la ciudad , entonces disfrutamos juegos de mesa, peliculas con amigos, pasar tiempo con nuestros familiares, y nos damos de voluntarios en el ministerio de la musica a la iglesia a la que asistimos con el grupo de jovenes.
Applica hoy!
www.caliberfunding.com/scox
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